12 Months No Interest:
Rates range from 15.85%-21.19% APR (interest rates range from 17.99%-24.99%). Only well-qualified applicants will receive an APR of 15.85%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 12 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are not required during the Promo Period. Any unpaid balance and amounts owed after Promo Period will be paid over 84 monthly payments. For example, assuming the full credit limit is used on loan approval date and no payments are made during Promo Period, for every $1,000 financed at a fixed interest rate of 24.99%, 12 monthly payments of $0 followed by 84 monthly payments of $28.29.
15 Months No Interest: Rates range from 17.99% 24.99% APR. Loan amount and rate will vary based on your income and creditworthiness. 15 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 69 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 84 monthly payments of $25.30.
Reduced Rate: Loan term is 180 months at fixed rate of 11.99% APR. For example, assuming the full credit limit is used on loam approval date, for every $1,000 financed at 11.99% APR, 180 monthly payments of $12.00.
